NOVA Casualty Company’s average rate increase by +0.92% — effective 12/1/2026
11/05/2026
NOVA Casualty Company has filed new California workers’ compensation base rates with the California Department of Insurance for policies effective December 1, 2026.
How are average rates changing?
| Issuing Company | Average Rate
12/1/2025 | Average Rate
12/1/2026 | % Change |
|---|
| NOVA Casualty Company | 6.52 | 6.58 | +0.92% |
*Average rate calculation does not include per capita or per race rates (7707 – Firefighters – volunteers, 7722 – Police, Sheriffs – volunteers, or 8278 – Jockeys).
Does the average change apply to every policy?
Not necessarily. A carrier’s average rate change provides useful context, but individual class rates may move differently. The effect on a specific policy depends on the classifications and exposures involved.
The examples below show how some of NOVA Casualty Company’s individual advisory rates are changing compared with the prior policy period.
| Class – Description | Advisory Rate
12/1/2025 | Advisory Rate
12/1/2026 | % Change |
|---|
| 4512 - Biomedical Research Laboratories | 0.15 | 0.18 | +20.00% |
| 8400 - Motorcycle Dealers/Repair Facilities | 2.80 | 2.92 | +4.29% |
| 8834 - Physicians’ Practices/Outpatient Clinics | 0.98 | 0.99 | +1.02% |
| 9061 - Clubs–N.O.C. | 5.93 | 5.82 | -1.86% |
| 8831 - Hospitals–veterinary | 2.25 | 2.17 | -3.56% |
| 8871 - Clerical Telecommuter Employees - N.O.C. | 0.15 | 0.14 | -6.67% |
What does this mean for an individual account?
The average rate increase is only a starting point. To understand the potential effect on a specific policy, review the applicable classifications and compare how those rates changed.
With WorkCompare, users can generate a Pre-Quote Estimate to evaluate how current rate changes may affect potential pricing before formal quotes arrive.