Endurance Assurance Corporation’s average rate increase by +11.00% — effective 10/15/2026
10/14/2026
Endurance Assurance Corporation has filed new California workers’ compensation base rates with the California Department of Insurance for policies effective October 15, 2026.
How are average rates changing?
| Issuing Company | Average Rate
10/15/2025 | Average Rate
10/15/2026 | % Change |
|---|
| Endurance Assurance Corporation | 8.82 | 9.79 | +11.00% |
*Average rate calculation does not include per capita or per race rates (7707 – Firefighters – volunteers, 7722 – Police, Sheriffs – volunteers, or 8278 – Jockeys).
Does the average change apply to every policy?
Not necessarily. A carrier’s average rate change provides useful context, but individual class rates may move differently. The effect on a specific policy depends on the classifications and exposures involved.
The examples below show how some of Endurance Assurance Corporation’s individual advisory rates are changing compared with the prior policy period.
| Class – Description | Advisory Rate
10/15/2025 | Advisory Rate
10/15/2026 | % Change |
|---|
| 42 - Landscape Gardening | 10.43 | 11.64 | +11.60% |
| 7219 - Trucking Firms | 15.72 | 16.40 | +4.33% |
| 5403 - Carpentry–low wage | 26.43 | 27.06 | +2.38% |
| 5446 - Wallboard Application–low wage | 14.05 | 13.97 | -0.57% |
| 5190 - Electrical Wiring–low wage | 7.97 | 7.78 | -2.38% |
| 5538 - Sheet Metal Work–low wage | 14.56 | 12.25 | -15.87% |
What does this mean for an individual account?
The average rate increase is only a starting point. To understand the potential effect on a specific policy, review the applicable classifications and compare how those rates changed.
With WorkCompare, users can generate a Pre-Quote Estimate to evaluate how current rate changes may affect potential pricing before formal quotes arrive.