Praetorian Insurance Company’s average rate increase by +5.99% — effective 10/1/2026
10/08/2026
Praetorian Insurance Company has filed new California workers’ compensation base rates with the California Department of Insurance for policies effective October 1, 2026.
How are average rates changing?
| Issuing Company | Average Rate
10/1/2025 | Average Rate
10/1/2026 | % Change |
|---|
| Praetorian Insurance Company | 7.51 | 7.96 | +5.99% |
*Average rate calculation does not include per capita or per race rates (7707 – Firefighters – volunteers, 7722 – Police, Sheriffs – volunteers, or 8278 – Jockeys).
Does the average change apply to every policy?
Not necessarily. A carrier’s average rate change provides useful context, but individual class rates may move differently. The effect on a specific policy depends on the classifications and exposures involved.
The examples below show how some of Praetorian Insurance Company’s individual advisory rates are changing compared with the prior policy period.
| Class – Description | Advisory Rate
10/1/2025 | Advisory Rate
10/1/2026 | % Change |
|---|
| 7219 - Trucking Firms | 10.71 | 12.81 | +19.61% |
| 7428 - Aircraft Operation–not agri/scheduled | 4.50 | 4.81 | +6.89% |
| 9043 - Hospitals | 3.29 | 3.34 | +1.52% |
| 8601 - Engineers–consulting | 0.65 | 0.64 | -1.54% |
| 5187 - Plumbing–high wage | 4.99 | 4.78 | -4.21% |
| 8871 - Clerical Telecommuter Employees - N.O.C. | 0.18 | 0.17 | -5.56% |
What does this mean for an individual account?
The average rate increase is only a starting point. To understand the potential effect on a specific policy, review the applicable classifications and compare how those rates changed.
With WorkCompare, users can generate a Pre-Quote Estimate to evaluate how current rate changes may affect potential pricing before formal quotes arrive.