Rochdale Insurance Company’s average rate increase by +5.97% — effective 9/1/2026
09/10/2026
Rochdale Insurance Company has filed new California workers’ compensation base rates with the California Department of Insurance for policies effective September 1, 2026.
How are average rates changing?
| Issuing Company | Average Rate
9/1/2025 | Average Rate
9/1/2026 | % Change |
|---|
| Rochdale Insurance Company | 6.87 | 7.28 | +5.97% |
*Average rate calculation does not include per capita or per race rates (7707 – Firefighters – volunteers, 7722 – Police, Sheriffs – volunteers, or 8278 – Jockeys).
Does the average change apply to every policy?
Not necessarily. A carrier’s average rate change provides useful context, but individual class rates may move differently. The effect on a specific policy depends on the classifications and exposures involved.
The examples below show how some of Rochdale Insurance Company’s individual advisory rates are changing compared with the prior policy period.
| Class – Description | Advisory Rate
9/1/2025 | Advisory Rate
9/1/2026 | % Change |
|---|
| 8868 - Colleges/Schools–private–professionals | 1.06 | 1.24 | +16.98% |
| 42 - Landscape Gardening | 8.48 | 8.93 | +5.31% |
| 5183 - Plumbing–low wage | 8.80 | 9.15 | +3.98% |
| 5190 - Electrical Wiring–low wage | 6.18 | 5.97 | -3.40% |
| 5187 - Plumbing–high wage | 4.56 | 4.37 | -4.17% |
| 5538 - Sheet Metal Work–low wage | 11.01 | 9.39 | -14.71% |
What does this mean for an individual account?
The average rate increase is only a starting point. To understand the potential effect on a specific policy, review the applicable classifications and compare how those rates changed.
With WorkCompare, users can generate a Pre-Quote Estimate to evaluate how current rate changes may affect potential pricing before formal quotes arrive.